Virgin Money

Virgin is one of the biggest brands in the world spanning several industries including banking and finance.

Virgin Money was founded by Richard Branson in 1995 as Virgin Direct. It merged with virginmoney.com to form Virgin Money in 2002 and then expanded operations globally.

The company was launched in Australia in 2003, with a primary credit card offering. When it first entered the Australian market, it was in partnership with Macquarie Bank, before partnering with Westpac for five years.

Virgin Money is currently owned by the Bank of Queensland (BoQ), which acquired the Virgin business in 2013 for $40 million.

Virgin Money has expanded its product offering over the years to include home loans, credit cards, insurances and superannuation.

It is backed by long-standing partnerships with BOQ, Citi, Mercer, TAL, Auto & General and Allianz Worldwide Partners, all of whom are dedicated to helping people manage the family budget, purchase or refinance a home and protect their most important assets.

Virgin Money aims to deliver simple, clear products with excellent customer service.

Virgin Money

Virgin is one of the biggest brands in the world spanning several industries including banking and finance.

Virgin Money was founded by Richard Branson in 1995 as Virgin Direct. It merged with virginmoney.com to form Virgin Money in 2002 and then expanded operations globally.

The company was launched in Australia in 2003, with a primary credit card offering. When it first entered the Australian market, it was in partnership with Macquarie Bank, before partnering with Westpac for five years.

Virgin Money is currently owned by the Bank of Queensland (BoQ), which acquired the Virgin business in 2013 for $40 million.

Virgin Money has expanded its product offering over the years to include home loans, credit cards, insurances and superannuation.

It is backed by long-standing partnerships with BOQ, Citi, Mercer, TAL, Auto & General and Allianz Worldwide Partners, all of whom are dedicated to helping people manage the family budget, purchase or refinance a home and protect their most important assets.

Virgin Money aims to deliver simple, clear products with excellent customer service.

Lite Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 0% to 60% - $150,000 or more
Variable
Rate 5.19
Comparison
Rate 5.21
Lite Home Loan - LVR 0% to 60% - $150,000 or more
Variable
Rate 5.39
Comparison
Rate 5.41
Lite Home Loan - LVR 0% to 60% - $150,000 or more
Variable
Rate 7.67
Comparison
Rate 6.36
Lite Home Loan - LVR 0% to 60% - $150,000 or more
Variable
Rate 5.64
Comparison
Rate 5.57
Lite Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 60% to 80% - $150,000 or more
Variable
Rate 5.19
Comparison
Rate 5.21
Lite Home Loan - LVR 60% to 80% - $150,000 or more
Variable
Rate 5.39
Comparison
Rate 5.41
Lite Home Loan - LVR 60% to 80% - $150,000 or more
Variable
Rate 8.17
Comparison
Rate 6.93
Lite Home Loan - LVR 60% to 80% - $150,000 or more
Variable
Rate 5.89
Comparison
Rate 5.82
Lite Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Lite Home Loan - LVR 80% to 90% - $150,000 or more
Variable
Rate 5.59
Comparison
Rate 5.61
Lite Home Loan - LVR 80% to 90% - $150,000 or more
Variable
Rate 5.84
Comparison
Rate 5.86
Lite Home Loan - LVR 80% to 90% - $150,000 or more
Variable
Rate 8.19
Comparison
Rate 6.91
Lite Home Loan - LVR 80% to 90% - $150,000 or more
Variable
Rate 6.24
Comparison
Rate 6.14
Lite Home Loan - LVR 90% to 100%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 0% to 60%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 0% to 60% - $150,000 to $399,999
Variable
Rate 7.60
Comparison
Rate 6.70
Loaded Home Loan - LVR 0% to 60% - $150,000 to $399,999
Variable
Rate 6.09
Comparison
Rate 6.32
Loaded Home Loan - LVR 0% to 60% - $150,000 to $400,000
Variable
Rate 5.34
Comparison
Rate 5.64
Loaded Home Loan - LVR 0% to 60% - $150,000 to $400,000
Variable
Rate 5.54
Comparison
Rate 5.84
Loaded Home Loan - LVR 0% to 60% - $400,000 or more
Variable
Rate 7.37
Comparison
Rate 6.67
Loaded Home Loan - LVR 0% to 60% - $400,000 or more
Variable
Rate 5.89
Comparison
Rate 6.13
Loaded Home Loan - LVR 0% to 60% - $400,000 to $700,000
Variable
Rate 5.34
Comparison
Rate 5.64
Loaded Home Loan - LVR 0% to 60% - $400,000 to $700,000
Variable
Rate 5.54
Comparison
Rate 5.84
Loaded Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 60% to 80%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 60% to 80% - $150,000 to $399,999
Variable
Rate 7.42
Comparison
Rate 6.72
Loaded Home Loan - LVR 60% to 80% - $150,000 to $399,999
Variable
Rate 6.14
Comparison
Rate 6.37
Loaded Home Loan - LVR 60% to 80% - $150,000 to $400,000
Variable
Rate 5.39
Comparison
Rate 5.69
Loaded Home Loan - LVR 60% to 80% - $150,000 to $400,000
Variable
Rate 5.59
Comparison
Rate 5.88
Loaded Home Loan - LVR 60% to 80% - $400,000 or more
Variable
Rate 7.37
Comparison
Rate 6.67
Loaded Home Loan - LVR 60% to 80% - $400,000 or more
Variable
Rate 5.94
Comparison
Rate 6.18
Loaded Home Loan - LVR 60% to 80% - $400,000 to $700,000
Variable
Rate 5.39
Comparison
Rate 5.69
Loaded Home Loan - LVR 60% to 80% - $400,000 to $700,000
Variable
Rate 5.59
Comparison
Rate 5.88
Loaded Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 80% to 90%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 80% to 90% - $150,000 to $399,999
Variable
Rate 8.54
Comparison
Rate 7.52
Loaded Home Loan - LVR 80% to 90% - $150,000 to $399,999
Variable
Rate 6.14
Comparison
Rate 6.37
Loaded Home Loan - LVR 80% to 90% - $150,000 to $400,000
Variable
Rate 5.64
Comparison
Rate 5.93
Loaded Home Loan - LVR 80% to 90% - $150,000 to $400,000
Variable
Rate 5.84
Comparison
Rate 6.13
Loaded Home Loan - LVR 80% to 90% - $400,000 or more
Variable
Rate 8.54
Comparison
Rate 7.52
Loaded Home Loan - LVR 80% to 90% - $400,000 or more
Variable
Rate 6.54
Comparison
Rate 6.71
Loaded Home Loan - LVR 80% to 90% - $400,000 to $700,000
Variable
Rate 5.64
Comparison
Rate 5.93
Loaded Home Loan - LVR 80% to 90% - $400,000 to $700,000
Variable
Rate 5.84
Comparison
Rate 6.13
Loaded Home Loan - LVR 90% to 100%
Variable
Rate
Comparison
Rate
Loaded Home Loan - LVR 90% to 100%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate 6.29
Comparison
Rate 6.30
Reward Me Home Loan _ Investment IO _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$500k < $750k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.55
Reward Me Home Loan _ Investment IO _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate 6.29
Comparison
Rate 6.30
Reward Me Home Loan _ Investment IO _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate 6.29
Comparison
Rate 6.30
Reward Me Home Loan _ Investment IO _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$750k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.55
Reward Me Home Loan _ Investment IO _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate 6.29
Comparison
Rate 6.30
Reward Me Home Loan _ Investment IO _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate 6.29
Comparison
Rate 6.3
Reward Me Home Loan _ Investment IO _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$75k < $500k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.55
Reward Me Home Loan _ Investment IO _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment IO _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate 6.29
Comparison
Rate 6.3
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR <=60%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR <=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.96
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$500k < $750k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR <=60%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR <=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.96
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$750k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR <= 60%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR <=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate 6.09
Comparison
Rate 6.22
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR 80.01%-90%
Variable
Rate 6.84
Comparison
Rate 6.96
Reward Me Home Loan _ Investment P&I _ Loan Amount >=$75k < $500k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier IO _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate 6.69
Comparison
Rate 6.4
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR 80.01%-90%
Variable
Rate 6.44
Comparison
Rate 6.57
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR>=90%
Variable
Rate 8.37
Comparison
Rate 8.49
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$500k < $750k _ LVR>90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR 80.01%-90%
Variable
Rate 6.44
Comparison
Rate 6.57
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR>=90%
Variable
Rate 8.37
Comparison
Rate 8.49
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$750k _ LVR>90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR 60.01%-80%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR 80.01%-90%
Variable
Rate 6.44
Comparison
Rate 6.57
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR 80.01%-90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate 5.94
Comparison
Rate 6.07
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR<=60%
Variable
Rate
Comparison
Rate
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR>90%
Variable
Rate 8.37
Comparison
Rate 8.49
Reward Me Home Loan _ Owner Occupier P&I _ Loan Amount >=$75k < $500k _ LVR>90%
Variable
Rate
Comparison
Rate
Reward Me Home Loan (Owner Occupier) - Special for New Borrowings of $300,000 + and up to 80% LVR
Variable
Rate
Comparison
Rate
Anytime Rewards Card
Purchase
Rate 19.99
Annual
Fee $149.00
Anytime Rewards Card
Purchase
Rate 19.99
Annual
Fee $149.00
Low Rate Card
Purchase
Rate 12.99
Annual
Fee $99.00
No Annual Fee Credit Card
Purchase
Rate 19.99
Annual
Fee
Velocity Flyer Credit Card
Purchase
Rate 20.74
Annual
Fee $149.00
Virgin Money Boost Saver
Max Interest rate($10,000) Base Interest rate($10,000) 0.05
Virgin Money Go Transaction Account
Max Interest rate($10,000) Base Interest rate($10,000)
Virgin Money Grow Saver
Max Interest rate($10,000) Base Interest rate($10,000) 0.05